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OpenSome proof2 min read · Updated Nov 7, 2026

How to claim the McLean Mortgage settlement (Up to $4,000) before Dec 10, 2026

Who qualifies for the McLean Mortgage Data Breach Settlement, how much it pays (up to $4,000), whether you need proof (some proof) and how to file before Dec 10, 2026.

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Potential payout

Up to $4,000

Deadline

Dec 10, 2026

Proof

Some proof

What happened

Borrowers alleged McLean Mortgage failed to protect Social Security numbers, driver's license numbers, financial account numbers and other data accessed in an October 2024 cyberattack. McLean denies wrongdoing and settled.

The case is In re McLean Data Breach Litigation (No. 3:25-cv-00461) in the U.S. District Court, Eastern District of Virginia.

A court-appointed administrator runs the claim process and sends the payments. SettleClub is not affiliated with the administrator or with McLean Mortgage.

Who qualifies

Living U.S. residents whose personal information was potentially compromised in the October 17, 2024 incident, including everyone sent a notice letter.

The class period is Breach Oct 17, 2024. If your purchase, account or visit falls outside those dates, you are not part of this settlement even if everything else fits.

How much you could get

The notice lists up to $1,000 expenses or $4,000 fraud losses per person.

The settlement fund is split among everyone who files a valid claim, after attorneys' fees, administration costs and any service awards approved by the court, so the final amount depends on how many people file.

What proof you need

Ordinary documented expenses up to $1,000 and extraordinary identity theft losses up to $4,000 both need receipts or statements. All class members can claim three years of credit monitoring with $1 million in fraud insurance. Check the official FAQ for any no-documentation cash option.

Gather the documents before you start the form. Most administrators let you upload a photo or PDF, and an order confirmation email or account statement usually counts.

How to file

File online or mail a claim form postmarked by December 10, 2026. The opt-out and objection deadline was November 10, 2026. The hearing is December 10, 2026.

The deadline is Dec 10, 2026. Filing takes a few minutes online. Keep the confirmation number the administrator gives you; it is the only proof you filed.

When the money arrives

The court holds its final approval hearing on Dec 10, 2026. Payments go out after the judge approves the settlement and any appeals are resolved, which typically takes a few months.

Track this claim in SettleClub and you will get a reminder before the deadline and a nudge when payments start going out.

Key dates

Claim deadline
Dec 10, 2026 · 30 days left
Opt-out / objection deadline
Nov 10, 2026
Final approval hearing
Dec 10, 2026
Class period
Breach Oct 17, 2024
Last verified by us
Nov 7, 2026

Questions

Is the McLean Mortgage settlement legit?+

Yes. It is a court-approved settlement in the U.S. District Court, Eastern District of Virginia. You file on the administrator's official site, never through a third party, and nobody legitimate will ask you to pay to claim.

Do I need a lawyer?+

No. Class counsel already represents the class, and their fees come out of the fund. You just file the claim form.

What if I don't have a receipt?+

Check the claim form for alternatives such as account records or an order history export. Some settlements pay a smaller flat amount to claimants without documentation.

What if I miss the deadline?+

Late claims are rejected. The administrator has no discretion to accept them, which is why a reminder matters more than it sounds.

Next step

See if you qualify and file in minutes.

SettleClub Pro shows every settlement you qualify for, links you to the official claim form and reminds you before each deadline.

SettleClub is independent and is not a law firm, court, government agency or settlement administrator. This article is a plain-language summary of public court filings and the official notice, not legal advice. Eligibility, dates and amounts are decided by the court and administrator and can change. McLean Mortgage and related names are trademarks of their owners, used only to identify this settlement.

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